Boutique Advisory Excellence

Climate Risk Solutions.
Engineering Disaster Resilience

ILS & CAT Bond Concepts | Parametric Insurance | FEMA Reform Advisory | Alternative Risk Transfer

Advising carriers, reinsurers, capital markets, and government agencies on innovative risk transfer concepts and exploratory frameworks that may help accelerate disaster recovery, reduce federal burden, and support climate resilience strategies.

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What We Do

Core Services

Strategic advisory and concept development supporting growth, resilience, and transformation research across the insurance value chain

1

Strategic Advisory & Growth

Boutique advisory focused on insurance strategy, climate risk concepts, and capital markets research. We advise carriers, MGAs, brokers, and investors on growth strategies, resilience frameworks, and AI-enabled operating model concepts that may support competitive positioning.

2

M&A & Due Diligence

Advise PE firms and strategic buyers on insurance and InsurTech M&A considerations. Our advisory services include supporting due diligence analysis, strategic assessment frameworks, and post-close planning concepts.

3

CAT Bond & Marketplace Strategy Concepts

Researching innovative marketplace and platform concepts that could potentially connect CAT bond issuers, recovery lenders, data providers, and actuarial firms. We are exploring strategic frameworks and potential partnership models around smart contracts, parametric triggers, and regulatory considerations. IVYSH does not develop, operate, or issue these products.*

4

Board & CXO Advisory

Advise boards and C-suite executives on market entry considerations, strategic concepts, and portfolio positioning research across P&C, Life & Annuity, and specialty risk lines, with particular emphasis on climate, severe weather, and catastrophe perils. IVYSH does not develop or underwrite insurance products.

5

AI Strategy & Commercialization

Guide executive teams on AI strategy and commercialization in underwriting, pricing, claims, and customer engagement. Focus on responsible adoption frameworks and measurable financial outcomes with demonstrated ROI.

Executive Focus

Boardroom Topics & Engagement Themes

Strategic conversations that matter for today's insurance leaders

01

Climate Risk & CAT Perils

Strategic thinking on climate risk modeling, catastrophe perils analysis, and emerging CAT bond concepts for carriers, MGAs, and ILS investors navigating increasing natural disaster frequency and severity.*

02

M&A & Portfolio Restructuring

Strategic advisory on mergers, acquisitions, and portfolio optimization considerations across insurance, InsurTech, and adjacent risk and credit platforms to support growth and operational efficiency analysis.

03

AI-Native Operating Models

Implementing AI-native underwriting, pricing, and claims operating models that directly impact growth trajectories and combined ratio improvement with measurable business outcomes.

04

Ecosystem & Partnership Strategy

Building strategic partnerships spanning Global System Integrators (GSIs), Independent Software Vendors (ISVs), InsurTechs, data providers, and cloud platforms to accelerate innovation.

Our Expertise

Specialized Capabilities

Deep expertise in climate risk insurance and catastrophe finance

Catastrophe Modeling & Risk Quantification

Advisory research on climate-adjusted loss modeling concepts, RMS/AIR integration considerations, tail risk analysis frameworks, and forward-looking climate scenario projections for portfolio stress testing and capital allocation research.

Parametric Insurance Design

Index-based trigger mechanisms, basis risk optimization, payout structures, and real-time data integration for rapid claims settlement and transparent pricing.

Alternative Risk Transfer (ART) Concepts

Researching strategic frameworks around CAT bond concepts, ILS approaches, sidecars, collateralized reinsurance, and innovative capital market ideas for peak peril exposure management. IVYSH provides advisory research only and does not structure, issue, place, or manage any securities or investment products.*

Climate Scenario Analysis

Physical and transition risk assessment, TCFD-aligned reporting, RCP scenario modeling, and long-term portfolio resilience planning for climate-exposed assets.

Reinsurance & Capital Strategy Advisory

Advisory research on treaty structuring concepts, aggregate cover approaches, capital efficiency considerations, and retrocession strategies for catastrophe-exposed portfolios. IVYSH does not arrange, place, or underwrite reinsurance.

Regulatory & Rating Agency Navigation

State filing strategies, surplus lines considerations, AM Best/S&P CAT exposure guidance, and NFIP transition compliance for alternative disaster financing.

Public-Private Partnership

Strategic Advisory Solutions for
State-Empowered Disaster Resilience

Advancing FEMA reform through strategic collaboration to transform disaster response and recovery

State Empowerment Through Capital Access

Advisory research on private reconstruction financing concepts designed to potentially reduce state dependency on extended federal reimbursement cycles. We provide strategic guidance and research on state-empowered disaster resilience program concepts aligned with FEMA Review Council strategic objectives. IVYSH does not provide financing or capital deployment services.

FEMA Transformation Support

Researching concepts that could enable private sector assumption of routine disaster financing, potentially allowing FEMA to focus resources on catastrophic events and coordination functions. Our advisory develops strategic blueprints and research on state-federal-private sector collaboration concepts that may accelerate recovery.

Federal Budget Relief Concepts

Exploring conceptual frameworks for displacing federal disaster appropriations through private capital markets. We are researching concepts around retail-accessible CAT bond ideas that could potentially provide uncorrelated returns while creating sustainable disaster financing mechanisms. IVYSH does not issue, sell, or manage any investment products.*

NFIP Program Transformation

Researching market-based parametric flood insurance concepts designed to potentially provide cost savings while addressing federal flood insurance program challenges. Our team researches real-time trigger mechanism concepts, pricing model frameworks, and regulatory considerations for disaster response. IVYSH does not underwrite, issue, or sell insurance products.

Alternative Asset Exploration

Researching concepts for retail-accessible catastrophe bond structures that could potentially provide Americans access to uncorrelated returns while funding disaster preparedness. We are developing strategic research on compliance considerations for executive orders, NFIP reform initiatives, and state-level regulatory requirements. IVYSH does not offer, sell, or manage investment products.*

Accelerated Recovery

Researching concepts for faster community recovery through instant parametric payouts and private capital deployment. Our technology platform research develops smart contract conceptual frameworks, automated payout system designs, and marketplace concepts. IVYSH does not develop, operate, or manage technology platforms or payment systems.

Strategic Goals

Our Vision

IVYSH Consulting is developing strategic advisory research aimed at supporting disaster resilience concepts. The following represent our aspirational goals for the industry, not guarantees of outcomes, capabilities, or products we deliver.

Potential Federal Budget Impact

Our concepts aim to explore ways to meaningfully reduce reliance on federal disaster appropriations

Developing ideas designed to address NFIP structural challenges

Researching opportunities within the growing catastrophe bond market*

Targeted State Empowerment

Researching concepts for significantly faster capital deployment compared to traditional federal timelines

Advisory research on accelerated community recovery through private capital mechanism concepts

Frameworks designed to enable direct state control over reconstruction priorities

Economic Opportunity

Exploring strategies to improve portfolio diversification for retirement savers**

Positioning for participation in the growing global climate finance market**

Targeting disaster lending rate reduction from current elevated rates to more favorable terms**

Private Sector Innovation Model

Developing frameworks to demonstrate that competitive markets can deliver superior disaster outcomes at lower taxpayer cost

Designed to validate the administration's private sector partnership approach

Creating sustainable, market-driven disaster financing ecosystems to reduce federal dependency

Innovation Lab

Active Research Portfolio

IVYSH Consulting is exploring innovative concepts at the intersection of climate finance, insurance innovation, and disaster resilience. The following represent active areas of research and concept development.*

Conceptual Research

Retail-Accessible Catastrophe Investment Structures

Researching frameworks that could potentially enable everyday investors to participate in disaster resilience financing while earning uncorrelated returns. Our work explores tokenization concepts and micro-investment accessibility models.

Framework Development

Behavioral Enrollment Optimization

Exploring behavioral economics approaches to increase flood insurance adoption through innovative enrollment frameworks and default structures integrated with property transactions.

Active Research

Parametric Micro-Insurance Architecture

Developing conceptual models for real-time, data-triggered insurance products with automated payouts. Research focuses on sensor integration, satellite data utilization, and dynamic risk assessment methodologies.

Concept Exploration

Gamified Risk Reduction Platforms

Investigating incentive structures that reward risk mitigation behaviors through loyalty mechanisms, community pooling concepts, and verified action tracking systems.

Strategic Research

Public-Private Reinsurance Models

Researching innovative reinsurance structures that could enable new market entrants while transferring tail risk to appropriate capital sources. Focus on reducing barriers for InsurTech innovation.

Conceptual Development

Nature-Based Mitigation Incentive Systems

Exploring dynamic premium models tied to green infrastructure implementation, including community-level resilience projects and environmental mitigation verification.

Policy Research

Prevention-Linked Subsidy Frameworks

Researching sustainable approaches to flood insurance affordability that pair financial assistance with risk reduction investments, creating self-sustaining resilience cycles.

Product Concept Research

Modular Coverage Architecture

Developing conceptual frameworks for customizable, app-based insurance products that allow consumers to build tailored coverage bundles with real-time pricing responsiveness.

Leadership

Meet the Team

Experienced leadership driving transformational outcomes

Vaibhav Sharma

Vaibhav Sharma

Founder & Managing Partner

Vaibhav Sharma brings over two decades of leadership experience at the intersection of insurance strategy, M&A, and enterprise transformation. He advises boards, CEOs, and private equity sponsors on unlocking growth, building portfolio resilience, and capitalizing on climate risk and AI-driven innovation.

His career spans partnerships with P&C and Life & Annuity carriers, MGAs, brokers, and institutional investors—supporting transactions, market entry strategies, and transformation initiatives. Vaibhav's areas of focus include climate risk strategy advisory, alternative risk transfer research, InsurTech analysis, and capital markets concept development.

Advisory Focus Areas

IVYSH Consulting is building a network of relationships across key areas of disaster resilience and climate finance. The following represent domains where we are actively developing connections and exploring potential advisory partnerships. These are not formal advisory board members, and references to experience areas do not imply endorsement by any individual or organization.***

If you are a professional with experience in any of these domains and are interested in exploring partnership or collaboration opportunities, we would love to hear from you. Please reach out to start a conversation.

Reinsurance & Catastrophe Risk

Exploring connections with professionals experienced in global reinsurance, catastrophe bond markets, and large-scale disaster portfolio management.***

Federal Emergency Management

Exploring connections with professionals experienced in FEMA operations, disaster recovery coordination, and federal-state emergency management frameworks.***

State Emergency Management

Exploring connections with professionals experienced in state-level emergency management, disaster response leadership, and governor-level policy coordination.***

Flood Insurance & NFIP

Exploring connections with professionals experienced in federal and private flood insurance markets, NFIP operations, and market-based flood solution transitions.***

Capital Markets & Financial Engineering

Exploring connections with professionals experienced in insurance-linked securities, institutional investment products, and innovative capital markets structures.***

Regulatory & Government Relations

Exploring connections with professionals experienced in federal regulatory frameworks, alternative asset compliance, and investor protection policy considerations.***

Climate Science & Catastrophe Modeling

Exploring connections with professionals experienced in catastrophe modeling, climate risk analytics, and parametric insurance trigger development.***

Technology & Platform Development

Exploring connections with professionals experienced in Fintech and InsurTech platforms, digital payment infrastructure, and marketplace technology solutions.***

Get In Touch

Let's Connect

Connect with us to discuss strategic advisory and research opportunities for your organization